College is EXPENSIVE!

Are There Really Scholarships That Can Make It Affordable?

  • Are you overwhelmed by the current price for four years of tuition, room & board?
  • Are you expecting not to qualify for any need-based aid, or not enough?
  •  Is your "college fund" going to come up short?  (Or are you saying "What college fund?")

Hi, I'm Wendy Nelson, founder of My Kid's College Choice. I'm a mom who has experienced this frustration.

When my oldest daughter started her college search, I went into Panic Mode!

  • I couldn't believe the sticker price for a year of college.
  • I found out that $50 a month since age 2 didn't amount to much in the college savings account.​
  • I ran the FAFSAforecaster and found out that need-based financial aid was not an option.

The Advice I Heard Was Pick An In-State Public University and Look For Scholarships

  • Problem #1 - My daughter wasn't interested in any of the big public in-state universities
  • Problem #2 - I searched and for scholarships and was thoroughly underwhelmed - lots of competition for mostly small scholarships and a few very large ones.
  • Problem #3 - I got a local scholarship list from our high school counseling office - $300 here, $500 there, maybe $1,000... Not enough to make a big dent in the cost of college.

We Still Had A Big College Affordability Problem!

I needed to find large scholarships that weren't based on financial need.  

I needed to find scholarships that my kid had a realistic chance of receiving.

Then I discovered

Institutional Merit Scholarships.

Institutional Merit Scholarships are merit-based scholarships offered directly by colleges across the country to attract top students.

There Are More Than 600 Colleges in the U.S. That Offer Major Merit Scholarships up to and Exceeding the Full Cost Of Attendance!

Some scholarships are offered as "automatic" scholarships, meaning anyone who meets a specified GPA and/or test score automatically receives the scholarship.

Some scholarships are offered as "competitive" scholarships, meaning that qualified students will compete for the scholarship money.

Some scholarships are offered as "talent" scholarships, meaning that students who can demonstrate a high degree of talent in an area such as art, music, theater, dance or others will receive a scholarship.

In my searches, I found a few lists of "full ride" and "full tuition" scholarships online, but they were not easily searchable, incomplete or already out of date. I wanted an accurate view of all the currently offered major scholarships in an easy-to-use format.

I Had An Idea ...

What if I put all these major merit scholarship into a spreadsheet?

  • I could make it sortable and filterable.
    It would be good to be able to search by state and by college.
  • I could break it out by scholarship type.
    It would be good to know which scholarships were automatic and which required a competition.
  • I could include important details about the schools.
    It would be good to know the school's yearly tuition to know just how much a "full tuition" or "full ride" scholarship was worth.

I Started Small.

I went back to those lists of "full ride" and "full tuition" merit scholarships I found online, made sure every scholarship was still valid and organized all the valid ones into a simple spreadsheet format.

My initial list had about 450 scholarships.  I shared the list with my local high school and started offering it on the My Kid's College Choice site.​

But I Knew There Were More Major Scholarships Out There

I wanted to include more that just guaranteed "full ride" and "full tuition" scholarships. I noticed some schools offer scholarships "up to full ride", "up to full tuition", and up to a high percent of full tuition, like 75% or 90% of tuition.

I wanted to include more data about the colleges, like the acceptance rate and the mid-50% ACT scores and SAT scores for admitted students, to indicate how selective admissions is at that school.

I had received a lot of questions about scholarships for international students, so I wanted to include major scholarships for international students also.

To meet these needs, I created the


It is a listing of over 1200 major merit scholarships offered by 605 colleges across the U.S.

The Full Scholarship List 2.0 is downloadable, searchable, filterable, and printable.

  1. You receive access to all list updates for a year: I validate the list twice a year, summer and end of year to try to catch all the changes that schools make to their scholarship offerings.
  2. Link to the college website: each scholarship listed has a link to the full scholarship details on the school's website.
  3. Filter for the scholarships that apply: you can filter by minimum GPA, minimum SAT, minimum ACT, states, scholarship types, amounts, and more.

Major Merit Scholarship Types Included:

National Merit/Achievement  Scholarships for National Merit, National Achievement and National Hispanic Finalists & Semi-Finalists

Automatic & Competitive  Scholarships for high ACT scores, high SAT scores, high GPAs, leadership, etc.

Talent Scholarships

Scholarships for music, art, theater, dance and more.

What Buyers Are Saying

John Doe UI/UX Designer

“I figured that high of an ACT score had to be worth something.”

Thanks for putting that scholarship list together. Our daughter was really indifferent about college, partly because of the cost estimates from the few colleges she checked out, and it was really frustrating me. She got a 34 on her ACT and around a 3.1 cumulative GPA. I figured that high of an ACT score had to be worth something. Finally I did a Google search for Scholarships for a high ACT score and came across your site ... From that I found that she should qualify for free out-of-state tuition at Ole Miss with her score and GPA, and it had a strong international studies and foreign language program which is what she was interested in. I called admissions the next day to see if it was true and it was. She applied and got accepted with full tuition award plus an extra $1000! We just scheduled her Freshman Orientation session and we couldn’t be happier. Thanks again! - Steve B.

“I have been having periodic freak outs regarding college expenses ..."

"Thanks so much for this list! As a parent of a rising senior- I have been having periodic freak outs regarding college expenses around the corner! But, seeing the opportunities for her with her ACT scores, and potential to be a National Merit scorer, I am much relieved!" - Karan

John Doe UI/UX Designer
John Doe UI/UX Designer

"We were pleased to see even more scholarships listed on the newest version."

Thank you SO much for this excellent Full Scholarship List. I can’t begin to count the number of times we’ve used it over the past several months in search of the right college for our soon-to-be senior daughter. We’ve appreciated the free updates, and we were pleased to see even more scholarships listed on the newest version. - Patti

Full Scholarship List 2.0

Purchase your copy of the Full Scholarship List 2.0 today for only $7.99 and start finding affordable college options!

100% Satisfaction Guaranteed


A Couple More Comments From Past Purchasers

Gail D. 

Thank you Wendy for this valuable resource for our students. I know it took a lot of time and effort to research and seek out these opportunities.


I just bought your great spreadsheet and am able to use it on my Mac with a program called Calc. Thank you for all your hard work on this. I will spread the word to other parents I know. This is a very fair price for so much good information!

Wendy Nelson
Creator of Full Scholarship List

About the Author

Hi, I'm Wendy Nelson, creator of the Full Scholarship List and  I am the mother of 3 girls - one already in college, one headed to college and one a few years away.

I created and the Full Scholarship List out of frustrations with our own college search process.  With my oldest daughter, I spent hundreds of hours searching for what I needed to know.  I wanted to help make it a smoother process for other parents and their college-bound kids.

What You Get When You Purchase the Full Scholarship List

  • List of over 1200 major merit scholarships offered by colleges around the U.S.
  • Downloadable, Searchable, Filterable
  • Scholarships for National Merit/National Achievement/National Hispanic Finalists and Semi-Finalists
  • Talent Scholarships
  • Automatic & Competitive scholarships based on merit criteria - ACT/SAT scores, GPA, leadership, and more
  • Free access to updates for 1 year
  • College Details - Yearly tuition cost, acceptance rate, mid-50% ACT & SAT scores
  • Link to full scholarship details on college website

100% Satisfaction Guaranteed


100% Satisfaction Guarantee

You are fully protected by our 100% Satisfaction-Guarantee. If you don't find this listing to be valuable and worth the cost, just let us know and we'll send you a prompt refund.

Frequently Asked Questions

Why is there a cost for this list?

What format does the list come in?

Are these "private" scholarships?

I don't want to pay through PayPal.  Is there another option?

Are any of the scholarships on the list need based?

Does the list contain all full-tuition and full-ride scholarships for all colleges in the U.S.?

Why don't I see many of the top ranked schools in the U.S. on the list?

Have more questions?  Drop me a note on my Contact Me page.  I am happy to answer!

So you have heard about the Full Scholarship List, the benefits it provides and the feedback from a few past purchasers.  You have also heard about the 100% Satisfaction Guarantee.  Does this sound like a list that will help you make college more affordable for your child?

Yes, I want to search for major merit scholarships now!