Tag: financial aid

Front-Loaded Financial Aid – How Will You Know?

Have you heard about front-loaded financial aid? This is where a college attracts your student by offering a great financial aid package for the first year and then drops aid off for subsequent years. Is this something you need to

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Negotiating Your Out-of Pocket College Cost

Can you negotiate college cost? Yes, and you should.  Most schools have some wiggle room with their merit and need-based offers.  While the college choice process isn’t really like buying a car, there are some similarities.  You can start the

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Minimize Your Out-of-Pocket College Cost – Part 1

When I am talking about “out-of pocket” college cost, I mean what needs to be paid out over and above what the parents and child have already saved for college.  The best way to minimize this cost is to minimize

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Thoughts About the CSS Profile

I recently filed the CSS Profile for a couple of highly competitive top-dollar universities on my daughter’s college application list.  According to the Net Price Calculators at these schools, we would probably qualify for some institutional grant aid, even though

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FAFSA – Wait for Your Tax Return or File an Early Estimate?

Before you can determine this, you need to know when the financial aid deadlines are for the schools to which you are sending a Free Application for Federal Student Aid (FAFSA).  You need to go with the earliest financial aid deadline

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Private Colleges – Merit Aid vs. Need-Based Aid

When you are looking at private colleges, there are two types of financial assistance that may be offered – merit aid and need-based aid. The beauty of merit aid is that it has nothing to do with how much a

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